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PCI-DSS and SOX-Ready AI for
Financial Services

Map JieGou's governance stack to financial compliance requirements. Card number detection, data classification, immutable audit trails, RBAC, and encryption — protecting every customer interaction.

Regulatory Landscape

What financial regulators demand from AI systems

AI customer support in financial services must navigate multiple overlapping compliance frameworks — each with specific technical requirements.

PCI-DSS

Payment Card Industry Data Security Standard

Any system processing, storing, or transmitting cardholder data must comply with PCI-DSS. AI customer support handling payment inquiries must detect card numbers and prevent unauthorized disclosure.

SOX

Sarbanes-Oxley Act

SOX requires internal controls over financial reporting and data integrity. AI systems handling financial data must maintain complete audit trails, access controls, and data integrity verification.

Data Residency

Cross-Border Data Requirements

Financial regulators in many jurisdictions require customer data to remain within specific geographic boundaries. AI processing must respect data locality requirements and cross-border transfer restrictions.

JieGou Mapping

How JieGou addresses financial compliance

JieGou's governance features map directly to PCI-DSS and SOX technical requirements — built into the platform, not bolted on as add-ons.

PII Detection Extends to Financial Data

JieGou's PII detection engine identifies credit card numbers, bank account numbers, routing numbers, SSNs, and other financial identifiers. Sensitivity labels classify data as PCI-scope, SOX-scope, or general financial data for appropriate handling.

Sensitivity Labels for Data Classification

Automatically classify customer interactions by data sensitivity — cardholder data, account information, transaction details, general inquiries. Each classification triggers appropriate governance controls and audit requirements.

Immutable Audit Logs for SOX

30 action types create a complete, immutable record of every AI decision involving financial data — message received, data classified, response generated, approval requested, escalation triggered. Logs cannot be modified or deleted, supporting SOX internal control requirements.

RBAC with Financial Controls

5 roles with 20 granular permissions enforce separation of duties. Restrict who can configure AI recipes for financial workflows, who can approve responses involving account data, and who can access audit logs — supporting both PCI-DSS and SOX requirements.

Feature Mapping

Compliance requirement to JieGou feature

Requirement JieGou Feature Regulation Status
Card Number Detection PII Detection + Sensitivity Labels PCI-DSS Ready
Access Controls RBAC (5 roles, 20 permissions) PCI-DSS / SOX Ready
Audit Trails 30 action types, immutable logs SOX Ready
Encryption at Rest AES-256-GCM (BYOK) PCI-DSS Ready
Separation of Duties Trust Escalation + Approval Gates SOX Ready
Data Classification Sensitivity Labels (4 levels) PCI-DSS / SOX Ready

Use Cases

Financial services support workflows

Common customer support scenarios in financial services, each with specific compliance requirements that JieGou handles automatically.

Fraud Alert Triage

AI triages incoming fraud alerts by severity, automatically classifies transaction patterns, and routes to the appropriate fraud team — with every decision logged for regulatory review.

Account Security Inquiries

Handle password resets, suspicious activity reports, and account lock requests across all channels. Trust escalation ensures sensitive operations require human approval.

Payment Support

Process payment inquiries, transaction disputes, and billing questions. Card number detection prevents AI from logging or retransmitting sensitive payment data.

Architecture

Compliant message processing for financial data

Customer Message PII / Card Detection Data Classification Governed AI Response PCI-DSS SOX Immutable Audit Trail — PCI-DSS + SOX Compliant
SOC 2 Type II — In Progress

Enterprise security certification

JieGou is pursuing SOC 2 Type II certification. Our governance architecture — RBAC, immutable audit trails, encryption, and access controls — was built to meet SOC 2 trust service criteria from day one.

Deploy Compliant AI for Financial Services

Deploy in minutes, not months. Start with card number detection, immutable audit trails, and RBAC out of the box. Your customers' financial data stays protected at every step.